The importance of drawing up a will could be one of the biggest financial planning steps you will take. Without estate planning, your children’s inheritance will vanish.

You need to ensure that everything you’ve worked so hard for will go to the right people. Making sure your will has been properly written and is legally binding. If it isn’t, it can have the same effect as not having one – all your years of working hard will come to nothing.

Firstly, you don’t want your beneficiaries to be hit a 40% Inheritance Tax bill. Careful tax planning means arranging your affairs in ways that postpone or avoid taxes for your loved ones.

Secondly, you may need your estate to pay for long term care. You could end up being forced to sell your home to pay for fees that could eat up your entire estate in just a few years.

For most people, dying without an estate plan means burdening loved ones with added distress, delay and expense. We can protect you and your assets from the Treasury and care homes, so that your spouse, children and grandchildren benefiting from your life’s work.